
Homeowners Associations (HOAs) have rules and regulations in place for community safety and structure. When purchasing a home in a community with a mandatory HOA, homeowners must sign documents stating that they have been informed of the rules and restrictions. HOAs cannot regulate certain activities, and in such cases, state law takes precedence over HOA bylaws. For example, a handful of states have laws that allow residents to grow native plants despite landscaping restrictions by HOAs. However, in the absence of specific state or federal laws, HOAs generally have the authority to regulate activities as outlined in their governing documents and bylaws.
| Characteristics | Values |
|---|---|
| HOA rules | Can't regulate certain activities, e.g. political signs |
| State law | Trump HOA law when HOA can't regulate certain activities |
| State law | Can't contradict federal law |
| Federal law | Can't override state law |
| HOA rules | Can't contradict federal and state laws |
| HOA rules | Can decide on places where there's no law |
| HOA rules | Can decide on places that the laws allow them |
| HOA rules | Can't discriminate |
| HOA rules | Can regulate signs if CC&Rs enable them |
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What You'll Learn

State law always supersedes HOA bylaws
For example, if a state law allows people to put up political signs, an HOA cannot completely deny this right but may impose time limits and size restrictions. Similarly, if a state law prohibits discrimination, the HOA must comply, even if their bylaws contain discriminatory provisions. In the case of a conflict between state law and HOA bylaws, always refer to the state law as the overriding authority.
Another example is the right to dry clothing outdoors. While an HOA may have rules about clotheslines, these rules cannot supersede an individual's right to dry their clothes, as guaranteed by state law in some jurisdictions. Additionally, state laws may protect the right to grow native plants, overriding any landscaping restrictions imposed by the HOA.
It's important to note that HOA bylaws can only regulate activities that are not specifically prohibited or regulated by state law. If a state law is silent on an issue, the HOA may have some discretion in creating and enforcing rules. However, if state law directly contradicts or prohibits an HOA bylaw, the state law always takes precedence.
In conclusion, when there is a conflict between state law and HOA bylaws, always remember that state law supersedes HOA bylaws. HOA bylaws are meant to complement and work within the framework of existing federal, state, and local laws. As a homeowner in an HOA, it is your responsibility to stay informed about both the HOA bylaws and the applicable state laws to understand your rights and obligations.
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HOA bylaws can't override federal law
HOA bylaws cannot override federal law. While HOAs can regulate, control, and restrict the activities of their members, their rules are not automatically enforceable. They are subject to federal laws, state laws, and local codes, and must comply with them. For example, the Fair Housing Act, a federal law, prohibits discrimination based on race, national origin, sex, ethnicity, disability, religion, and family status. If an HOA's rules appear to target a specific member or a protected class, they may be deemed unenforceable and the association may face significant penalties.
In addition, HOA bylaws cannot infringe upon the constitutional rights of their members or guests. For instance, the US Constitution provides for freedom of speech, allowing members to display support for political candidates and parties on their property. While HOAs can impose time and size limits on political signs, they cannot completely deny them.
State laws can also supersede HOA bylaws in certain situations. For example, some states have laws that prevent HOAs from prohibiting the installation of native plants or solar panels on private property. In Florida, state law explicitly states that no government agency other than the designated state agency can regulate wells, overriding any HOA bylaws on the subject.
It is important for HOA management companies to stay updated on changes in state, federal, and local laws to ensure their rules remain enforceable and do not inadvertently violate any higher-level legislation.
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HOA CC&Rs can't contradict state law
HOA CC&Rs, or Covenants, Conditions, and Restrictions, are crucial documents that define the rights and responsibilities of homeowners and the HOA. They are often referred to as homeowner association covenants or simply covenants. An association's CC&Rs are recorded and filed officially with the state and are legally binding and enforceable.
CC&Rs cannot contradict state or federal laws. HOA regulations must comply with federal, state, and local laws. If there is a conflict between CC&Rs and higher laws, the latter will prevail. Homeowners can challenge the enforceability of certain CC&R provisions if they contradict state or federal regulations. For example, there are laws that prohibit discrimination. The HOA has to comply with them. However, there may be no law stating what colours you can paint the exterior of your house, so that decision is open.
HOA bylaws are also part of an association's governing documents. If the CC&Rs empower the HOA to regulate signs, they can do so as long as their regulations do not contradict state law. For instance, HOAs cannot regulate political signs completely. They can impose time and size limits, but they cannot deny them outright.
In some cases, state laws may include language such as "unless otherwise stated in the association documents", in which case, the provisions within the HOA bylaws take precedence. However, if the association does not have the power to act on a bylaw, covenant, or rule, then it is considered unenforceable. For example, they may not regulate a particular property if it does not belong to the HOA. Homeowners can challenge the validity of a bylaw if it is enforced inconsistently or selectively. Board members also open themselves up to liability when they practice selective or arbitrary enforcement.
It is important to understand your rights and the HOA's obligations to navigate disputes effectively. Educating homeowners and board members about CC&Rs and their importance is crucial. Regular training sessions can help everyone understand the guidelines and the reasons behind them, fostering a sense of community and compliance.
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HOA rules can't prohibit native plant growth
Homeowner Associations (HOAs) are a common feature of many residential areas, and they often have a significant impact on the lives of those living in these communities. HOAs can regulate a wide range of issues, from the aesthetic appearance of a neighbourhood to safety and security. One area where HOAs often get involved is in the realm of gardening and landscaping. While HOAs can and do impose various restrictions on the types of plants and landscaping that residents can have, there are some limitations to their power.
In some states, HOAs cannot prohibit residents from growing native plants. This means that even if the HOA has strict rules about the types of plants that are allowed, residents are within their rights to grow native plant species. This is because, in these states, the right to grow native plants supersedes any HOA bylaws or regulations to the contrary. For example, in California, Civil Code Section 4750 protects the right of homeowners to use their backyards for personal agriculture, rendering any HOA rules that unreasonably restrict this right void and unenforceable.
It is important to note that not all states have such laws, and the specific regulations can vary depending on the location. Therefore, it is crucial for residents to be aware of the relevant state and local laws, as well as the specific HOA bylaws, to understand their rights and responsibilities. While HOAs have a certain level of authority, they cannot override federal, state, or local laws. If there is a conflict between HOA rules and a higher law, the latter always takes precedence.
If a resident wishes to grow native plants in a state with laws protecting this right, they may need to take certain steps to assert their rights. This could include providing documentation or evidence that the plants in question are, in fact, native species. Additionally, residents may need to be prepared to defend their actions if the HOA attempts to enforce its bylaws without regard for the applicable state law. In such cases, seeking legal advice or assistance may be necessary to resolve the dispute.
Overall, while HOAs have a significant amount of power to regulate the lives of their residents, there are limits to their authority. In the case of native plant growth, some states have chosen to protect the rights of residents, ensuring that HOAs cannot prohibit this practice. By understanding the relevant laws and regulations, residents can ensure that they are able to exercise their rights while also complying with the legitimate rules and restrictions of their HOA.
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HOA rules can't discriminate
HOA rules cannot discriminate against community members or prospective community members based on their family status, race, colour, religion, sex, or national origin. This includes families with children under the age of 18 and pregnant women. For example, an HOA rule that forbids homeowners from altering a home design that includes a front porch and steps to access the place might inadvertently prohibit the construction of a wheelchair ramp, resulting in a violation of the disability protections in the FHA.
In addition, some states have laws that protect the rights of individuals to grow native plants, which would override any HOA rules prohibiting this.
If an HOA's governing documents control things such as who can use a community pool, where or whether members can place religious symbols on their property, or whether ramps can be used instead of porch steps, the HOA risks violating the FHA. HOAs must be careful to apply their rules consistently and not in a discriminatory manner. If an HOA appears to target a specific member or a protected class of people, the rules in question may be deemed unenforceable in a court of law.
If you are the victim of prohibited discrimination by an HOA, you may file a complaint with your state's fair housing agency, local Fair Housing and Equal Opportunity (FHEO), or HUD. You also have the right to file a separate private civil lawsuit against a homeowners association in the Federal District Court.
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Frequently asked questions
No, HOA CCRs and boards can never go above federal and state laws. They can decide on places that the laws allow them to, or where there is no law.
Federal law does not override state law. The Federal Government was created by the States and is a lower entity than a State. All power is reserved for the States.
HOAs cannot regulate political signs completely. They can impose time limits and size limits, but they cannot deny them.
No, a handful of states have laws that say HOAs cannot restrict homeowners from growing native plants.
If the HOA bylaws or CC&Rs allow for discrimination, you might need to get an attorney involved. If there are no bylaws or CC&Rs permitting discrimination, you can notify your board and/or management company.



























