
Homeowners' Associations (HOAs) are private organisations that are subject to state laws governing non-profit corporations. They are governed by their own set of rules and regulations, which can include bylaws, CC&Rs, and other governing documents. These rules and regulations can cover a range of topics, from the installation of solar panels to street parking and debt collection practices. While HOAs have the authority to enforce these rules, they are still subject to local and state laws, which take precedence in the event of a conflict. In this context, the concept of setting a precedent within an HOA community refers to allowing exceptions to governing rules, which can lead to rule-bending and selective enforcement. Understanding the hierarchy of laws that govern HOAs and their communities is crucial for homeowners to protect their rights and ensure compliance with local and state regulations.
| Characteristics | Values |
|---|---|
| Can setting a precedent be used against HOA laws? | Yes, if the HOA has allowed an exception to a governing rule or regulation, it sets a precedent for future exceptions under the same or similar circumstances. |
| What is an HOA? | A Homeowners' Association (HOA) is a private organization that is subject to state laws governing non-profit corporations. |
| What laws govern HOAs? | Local laws and state laws supersede HOA rules and regulations. HOA laws vary by state, with specific statutes in Texas and Florida. |
| What are the consequences of setting a precedent? | Rule-bending can become common, and board members may encounter trouble with others who use it to divert attention from their own violations. |
| What are the limitations of setting a precedent? | Allowing an exception to a rule does not always set a precedent, especially if the exception was made for board members or officers and not extended to other members (selective enforcement). |
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What You'll Learn

Local laws supersede HOA rules
Homeowners' associations (HOAs) are private organisations that are generally subject to state laws governing non-profit corporations. These laws dictate the procedures for creating and operating an HOA, as well as the rights and responsibilities of HOA members. However, HOAs also have their own rules and regulations that govern community behaviour. While these rules can be an effective means of ensuring community cohesion and maintaining property values, they must comply with local laws. This means that HOA rules cannot override state or federal laws, nor can they contradict city or county ordinances.
For example, if an HOA rule prohibits overnight street parking, but the city ordinance allows it during certain hours, the local ordinance takes precedence. Similarly, if an HOA rule bans the installation of solar panels on rooftops, but state law mandates that homeowners have the right to install them, the state law would prevail. In another instance, an HOA rule prohibiting residents from owning firearms or keeping them in their homes would violate the Second Amendment right to bear arms.
HOA rules and covenants also cannot infringe upon the constitutional rights of their members or guests. For instance, the Freedom to Display the American Flag Act is a federal law that generally prevents HOAs from prohibiting the display of the US flag. In Florida, HOAs must also allow members to display the flags of Florida State and the US Armed Forces. Additionally, Florida statute explicitly prevents HOAs from creating rules prohibiting certain plants on their members' properties, allowing homeowners to use techniques like xeriscaping (drought-resistant landscaping) without HOA interference.
It's important to note that while a majority vote of HOA board members is usually required to adopt new rules, HOAs must apply these rules fairly and refrain from discrimination. If an HOA appears to target a specific member or a protected class, the rules in question may be deemed unenforceable in court. For example, the Fair Housing Act is a federal law that prohibits discrimination based on race, national origin, sex, ethnicity, disability, religion, and family status. Therefore, if an HOA selectively enforces rules or applies them unevenly, it could be deemed discriminatory.
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HOA rules and regulations
Homeowners' associations (HOAs) are subject to specific state statutes that outline governance, powers, and obligations. In the United States, HOAs are known as "property owners' associations" or "POAs" in Texas. These organizations are defined by the Texas Property Code as:
> [A]n incorporated or unincorporated association owned by or whose members consist primarily of the owners of the property covered by the dedicatory instrument and through which the owners, or the board of directors or similar governing body, manage or regulate the residential subdivision, planned unit development, condominium or townhouse regime, or similar planned development.
The Articles of Incorporation establish the legal existence of an HOA in Florida, and its governing documents must be recorded in the county records. Bylaws outline the internal management of the HOA, including how meetings are called, the responsibilities of the HOA board, election procedures for directors, and how bylaws can be amended.
While bylaws, rules, and regulations vary by association and location, they are generally designed to protect everyone's best interests and property values. However, allowing even one exception to a governing rule or regulation sets a precedent for future exceptions under similar circumstances. Otherwise, the HOA is engaging in "selective enforcement," which is not permitted.
It's important to note that local laws supersede HOA rules and regulations. Homeowners should understand the hierarchy of laws governing their community and seek legal counsel if they believe their HOA is violating local laws. For example, if an HOA rule prohibits overnight street parking, but a local ordinance allows it during certain hours, the local ordinance takes precedence. Similarly, state law would take precedence if it mandates that homeowners have the right to install solar panels on their rooftops, contrary to an HOA rule.
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Selective enforcement
While selective enforcement may not always be illegal, it can lead to significant legal and social issues within a community. It can also result in legal action if it violates anti-discrimination laws or the HOA's rules. Homeowners who feel they are being treated unfairly can bring legal action against the HOA, arguing that the HOA is not fulfilling its legal duty to enforce rules impartially. However, proving selective enforcement in court can be challenging and costly, and the evidence threshold is high. Homeowners must show clear evidence that they were treated differently from others in similar circumstances.
There are several reasons why an HOA board may selectively enforce a rule. For example, the board may only enforce rules when a violation is reported, rather than conducting routine inspections. In this case, whether a violation is penalised may depend on whether a homeowner's neighbours are attentive enough to report it. Selective enforcement can also occur following board member turnover, as a new board member may feel that the previous board was too lenient in enforcing the rules and may take a stricter approach.
Homeowners who believe they are victims of selective enforcement can take several steps. Firstly, they can write a detailed letter to the HOA explaining the situation and referencing specific rules. They can also attend an HOA meeting and raise the issue, consulting the association's governing documents to determine their rights. If the issue cannot be resolved by appealing to the board, homeowners may need to consider filing a lawsuit against the HOA. However, this should be a last resort, as lawsuits are expensive and stressful, and the HOA may sue the homeowner to guarantee rule enforcement.
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HOA's duty to file dedicatory instruments
In Texas, homeowners' associations (HOAs) are known as property owners' associations (POAs). These organisations are defined in Section 202.001 of the Texas Property Code as:
> [A]n incorporated or unincorporated association owned by or whose members consist primarily of the owners of the property covered by the dedicatory instrument and through which the owners, or the board of directors or similar governing body, manage or regulate the residential subdivision, planned unit development, condominium or townhouse regime, or similar planned development.
Dedicatory instruments, also known as governing documents, define the governing rules and restrictions for the association and the homeowners. These instruments are essential to the operation of the POA.
Texas law requires that dedicatory instruments be posted online for all members if the POA has 60 or more lots or is operated by a management company. Additionally, all dedicatory instruments must be filed with the county's real property records in each county where the association is located.
Before a POA can enforce compliance with restrictive covenants, it must provide notice to the property owner. A restrictive covenant is any covenant, condition, or restriction contained in a dedicatory instrument, whether mandatory, prohibitive, permissive, or administrative.
In the context of setting a precedent within an HOA, allowing even one exception to a governing rule or regulation can set a precedent for future exceptions under similar circumstances. Failing to allow for similar exceptions in the future may result in "selective enforcement", which HOAs are not permitted to do.
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HOA's right to collect unpaid assessments
Homeowners' Associations (HOAs) have a right to collect unpaid assessments, and there are several ways they can do this. Firstly, it is important to note that as a homeowner in a development, you are obligated to pay your share of HOA expenses. These expenses are used to maintain common areas, such as tennis courts, whether or not you use them. If you don't pay your assessments, the HOA will likely charge interest and late fees on the unpaid amounts. You will probably receive a notice of missed payment or a demand for payment, which will state the amount you owe and the consequences of non-payment.
The HOA may also prohibit you from using common areas, such as the clubhouse, pool, or gym, until you settle your debt. If you continue to fall behind on payments, the HOA could file a lawsuit against you, and if the court rules in their favour, they can take money from your bank account or garnish your wages. In some states, HOAs can also foreclose on a lien if it includes unpaid assessments, which can hurt your credit score.
It is worth noting that HOAs should work with homeowners to find a solution. For example, the HOA may offer a payment plan to help the homeowner pay down their debt. Additionally, some states offer homeowners assessment relief through the Treasury's HAF program. Therefore, it is essential to communicate with the HOA board and seek legal advice if needed to understand your rights and options.
While HOAs have the power to collect unpaid assessments, they must follow the law and treat all homeowners fairly. Allowing exceptions for some homeowners and not others is considered "selective enforcement," which HOAs are not permitted to do. Therefore, setting a precedent within the HOA community can be used to challenge selective enforcement and ensure consistent application of rules and regulations.
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Frequently asked questions
HOA stands for Homeowners' Association. These are private organisations that are subject to state laws and have their own rules and regulations that govern community behaviour. In Texas, these organisations are known as "property owners' associations" or "POAs".
Yes and no. While the term "precedent" is used in courts and litigation, it does not apply to HOAs. However, by allowing an exception to a governing rule or regulation, an HOA is setting a precedent for future exceptions under similar circumstances. This is known as "selective enforcement", which HOAs are not permitted to do.
First, review your HOA's CC&Rs (Covenants, Conditions, and Restrictions) to determine whether the rule in question is in line with local laws. If it is not, bring the matter to the attention of your HOA board and request that they revise the rule. If the HOA board refuses to address the issue, you may need to seek legal counsel from an experienced HOA attorney.























